We invest in people.

Learn More About Us

Enjoy the convenience and security of a personal loan from PocketFund, as soon as today!

Direct Deposit and Checking Account Required.
Loans currently available in Michigan and Missouri only.
More states coming soon. Contact Us for updates.

How It Works

Our quick and secure online application won’t impact your FICO score. Apply from any computer, tablet or smartphone, and you can get your funds as quickly as today.

Apply Online

Our application is completely confidential. Best of all, we are the only lender in the industry who will extend unsecured credit to you without checking your FICO score.

Choose Your Terms

Once approved, you control your finances by choosing your own loan terms that work for your budget and timeframe.

Get Funded Today

Money can be directly deposited into your bank account as soon as today.


We listened to the problems you were facing when trying to borrow money, and we set out to create a better experience for you.



At PocketFund, trust and security are among our top priorities. We use Extended Validation SSL Certificates, the highest encryption standard, to keep all your information safely protected.

Personalized Customer Service

Our representatives are real people from our Detroit based, in-house customer service center who understand your circumstances and your loan. All our departments are in-house, so you’ll never suddenly find yourself the target of a strange, uncaring collections company if you miss a payment.

No Surprises


We want you to clearly understand your PocketFund installment loan. All terms, conditions, fees, rates and charges are displayed so there are no surprises.



Fast application – simple application can be completed in less than ten minutes followed by a quick approval decision. We don’t require collateral, and we offer several deposit options upon approval, including same day funding to your bank account.

Choose Your Own Terms


As a first time borrower, you are eligible to receive up to $1,000 and up to $2,000 once you establish a history with us. Upon approval, we provide two payment options for the term of your loan, so you can choose the loan that works best for you – on your terms.

No Renewals


We believe renewals are primarily a way for lenders to profit from you, the borrower. We don’t want to see you trapped in debt. If you’re having trouble with repayment, rather than renewing your loan and charging you extra fees, we work with you to get the debt repaid – for free.

Direct, Licensed & Socially Responsible Lender

A company you can trust – we proudly operate within all state and federal regulations under state licenses, because that’s how we can protect you best. We operate according to best practices set forth by the CFSA and FISCA, as well as guidelines outlined by the CFSI.

24/7 Online Convenience


We’re online, and that means you can access our loan application at any time day or night. Apply for a loan when you need it. We don’t make you wait.

Loan Needs

Our loans can be used to fund any personal expense, whatever your needs may be. We are your solution, so money doesn’t have to be a problem.


(800) 352-1299

Our helpful, friendly representatives are here anytime, 24 hours a day and 7 days a week. We are committed to providing you the best possible service.